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RESOLUTION NO. 6709
RESOLUTION RELATING 10 $610,000 COMMERCIAL DEVELOPMENT REVENUE NOTE; A0THORIZING THE
ISSUANCE THEREOF PURSUANT TO MIPIINE.SOTA STATUIES,CNAPTER 474.
BE IT RESOLVED by the City C tmcil of the City of Stillwater, Minnesota as follows:
Section 1. Introduction. There is presently on file with the City Clerk proposed forms of
a $610,000 Camercial Development Revenue Note (the Note) to be issued by the City of
Stillwater, Minnesota (the City) to The First National Bank of Saint Paul, a national banking
association in St. Paul, Minnesota (the Construction Lender), a Building Loan Agreement (the
Building Loan Agreement) to be entered into among the City, Consoldiated limber Company, a
Minnesota corporation (the Borrower), and the Construction Lender, a loan Agreement (the
Loan Agreement) to be entered into among the City and the Borrower, and a Pledge Agreement
(the Pledge Agre anent) to be entered into between the City and the Construction Lender, all
relating to a Project (the Project) to which this Council has given preliminary approval by
Resolution No. 6625, adopted April 10, 1979. Unless the context hereof clearly requires
otherwise, the terms defined in Section 1 of the Loan Agreement shall, when used with initial
capital letters herein, have the meanings ascribed to them in the loan Agreement, Without
limiting the generality of the foregoing, the terminology used herein nay include the following
terms as defined in the loan Agreement; Act; Assignment of Rents; Borroer; Building loan
Agreement; Building Loan Commitment; Buy and Sell Agreement; City; Code; Collateral
Damn ants; Construction Costs; Construction Lender; Counsel; Date of Taxability; Default;
Determination of Taxability; Equipment; Event of Default; Fixtures; Holder; Improvements;
Land; Loan Agreement; Loan and Carrying Charges; Mortgage; Mortgagee; Note; Organizational
Documents; Permanent Lender; Permanent Loan Commitment; Permitted Encumbrances; Person;
Plans and Specifications; Pledge Agreement; Project; Project Costs; and Resolution.
Section 2. Findings. It is hereby found and declared that:
(a) The Project constitutes a "project" authorized by Section 474.02, subdivision
la, of the Act.
(b) The purpose of the Project is, and the effect thereof will be to promote the
public welfare by the attraction, encouragement and development of economically sound industry
and commerce so as to prevent the emergence of or to rehabilitate, so far as possible, blighted
and marginal lands and areas of chronic unemployment; the retention of industry to use the
available resources of the community in order to retain the benefit of its existing investment
in educational and public service facilities; halting the movement of talented, educated per-
sonnel of mature age to other areas and thus preserving the economic and human resources
needed as a base for providino governmental services and facilities; more intesive develop-
ment of land available in the community to provide an adequate and better balanced tax base
to finance the increase in the amount and cost of governmental services.
(c) The Project when completed will add to the tax base of the City, and will accord-
ingly be of direct benefit to the taxpayers of the City as well as those of the Canty and
School District in which the Project is located.
(d) The Project has been approved by the Commissioner of Securities of the State of
Minnesota as tending to further the purposes and policies of the Act.
(e) The financing of the Project, the issuance and sale of the Note, the execution
and delivery of the Building loan Agreement, the Loan Agreement and the Pledge Agr'eeent and
the performance of all covenants and agreements of the City contained in the Building loan
Agreement, the Loan Agreement and the Pledge Agreement and of all other acts and things required
under the Constitution and laws of the State of Minnesota to make the Note, the Building Loan
Agreement, the Loan Agreement and the Pledge Agreement valid and binding obligations of the
City enforceable in accordance with their terns, are authorized by the Act.
(f) It is desirable that the Note in the maximum principal amount of $610,000 be issued
by the City upon the terns set forth herein, and that :he City assign its interest in the loan
Agreement and grant a security interest therein to the Construction lender as security for the
payment of the principal of and interest and premium, if any, on the Note.
(g) The loan payments required by the loan Agreement are fixed and required to be
revised from time to time as necessary, so as to produce income and revenue sufficient to
provide for prompt payment of principal of and interest on the Note issued under this Resolution
when due, and the Loan Agreement also provides that the Borrower is required to pay all expenses
of the operation and maintenance of the Project including, but without limitation, adequate
insurance thereon and all •axes and special assessments levied upon or with respect to the Land
payable during the term of the loan Agreement.
(h) Under the provisions of Minnesota Statutes, Section 474.10, and as to be provided
in the Note, the Note is not to be payable from nor charged upon any funds of the City other than
any liability under the
no Holdererof t thee Noteto the shall e's hhaveet htheright of; the �mmpel any exety is not rciseect
(continued (continued on page 122)
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RESCLUPICN N0. 6709 - continued
of the taxing power of the City to pay the Note or the interest thereon, nor to enforce payment
thereof against any property of the City except the Project, or portions thereof, mortgaged or
otherwise encumbered by the Mortgage; the Note issued hereunder shall recite that the Note,
including interest thereon, is payable solely frame the revenue under the Ivan Agreement pledged
to the payment thereof; and the Note shall not constitute a debt of the City within the meaning
of any constitutional, statutory or charter limitation; provided, however, that nothing con-
tained in this paragraph (h) shall impair the rights of the Holder or Holders of the Note to
enforce convenants made for the security thereof as provided in Minnesota Statutes 474.11.
Section 3. Authorization and Sale.
3.1 Authorization. The City is authorized by the Act to issue revenue bonds and loan the
proceeds thereof to business enterprises to finance the acquisition and construction of "projects"
as defined in the Act, and to make all contracts, execute all instruments and do all things necessary
or convenient in the exercise of such authority.
3.2 Preliminary City Approval. By preliminary resolution duly adopted by the Council on April 10,
1979, this Council approved the sale of industrial development revenue bonds pursuant to the Act
and the loan of proceeds to the Borrower for the construction of the Project and authorized the
preparation of such documents as may be appropriate to the Project. The Note constitutes an indus-
trial development revenue bond in contemplation of the Act and said preliminary resolution.
3.3 Approval of Documents. Pursuant to the above, there have been prepared and presented to this
Council copies of the following documents, all of which are now, or shall be, placed on file in the
office of the City Clerk:
(a) the Building Loan Agreement;
(b) the loan Agreement;
(c) the Pledge Agreement;
(d) the Mortgage; and
(e) the Assignment of Rents.
The fors of the documents listed in (a) through (e) above are approved, with such variations,
insertions and additions as are deemed appropriate by the parties and approved by the City Attorney
and bond counsel. lids Council does hereby authorize and consent to the preparation, execution
and delivery of all other Collateral Documents or other closing doormats or instruments contem-
plated by the Collateral Documents or required by bond counsel for the Construction Lender or the
Permanent Lender.
Section 4. Authorizations. Upon the completion of the Building Loan Agreement, the Lean Agreement
and the Pledge Agreement, and exccurion thereof by the Borrower, the Construction Lender and the
Permanent Lanier, as the case may be, the Mayor and the City Clerk shall execute the same on behalf
of the City and shall execute the Note in substantially the form as set forth in Exhibit A attached
hereto on behalf of the City, and shall execute such other certifications, documents or instruments
as bond counsel or counsel for the Construction Lender or the Permanent Lender shall require, subject
to the approval of the City Attorney, and all certifications, recitals and representations therein
shall constitute the certificates, recitals and representations of the City. Execution of any
instrment or dormant by one or more appropriate officers of the City shall constitute, and shall
be deemed the conclusive evidence of, the approval and authorization by the City and the Council of
the instrument or dor:mart so executed. In the absence or disability of the Mayor, any of the
documents authorized by this reolution to be executed, shall be executed by the acting Mayor, and
in the absence of the City Clerk, by such officer of the City who, in the opinion of the City Attorney,
may execute such documents.
Section 5. The Note.
5.1 Form and Authorized [mount of Note. The Note shall be issued substantially in the form set
forth in Exhibit A attached hereto and made a part hereof, with such appropriate variations, omissions
and insertions as are permitted or require by this resolution, in the maxinn principal aunt of up
to $610, 000, or so nuch as may be advanced thereunder in accordance with the Building Loan [grunt.
The terms of the Note are set forth in Exhibit A attached hereto, and such tents, including but not
limited to interest rate, dates and amount of payment of principal and interest and prepayment
privileges, are incorporated by reference herein.
5.2 Execution. The Note shall he executed on behalf of the City by the signatures of the Mayor and
the Ciiy, and shall be sealed with its corporate seal. In case any officer whose signature
shall appear on the Note shall cease to be such officer before the delivery thereof, such signatures
shall nevertheless be valid and sufficient for all purposes.
(continued on page 123)
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RESOLUFICN NO. 6709 - continued
5.3. Mutilated, Lost and Destroyed Note. In case the Note shall became mutilated or be
desUlld or lost, the City shall cause to be executed and delivered a new Note of like
outstanding principal amount and tenor in exchange and substitution for and upon cancellation
of the mutilated Note, or in lieu of and in substitution for such Note destroyed or lost,
upon the Holder's paying the reasonable expenses and charges of the City in connection there-
with, and in case the Note is destroyed or lost, its filing with the City evidence satisfactory
to it of such destruction or loss.
5.4 Assigfinent. The Note may be assigned by the Holder thereof, from time to time, by
endorsement thereon or by separate written instruct, provided that notice of any such assign-
ment shall be given in writing to the City and the Borrower. At the rest of the Holder, the
Note shall be registered on the nooks of the City, subject to the conditions set forth in the
form of the Note, Exhibit A attached hereto.
5.51 Delivery and Use of Proceeds. Prior to delivery of the Note, the documents referred to
in paragraphs (a) through (e) of Section 3.3 hereof shall be canpleted and executed in form
and substance as approved by the City Attorney. The City shall execute and deliver the Note
to the Construction Lender, together with a duly certified copy of this Resolution, original,
executed counterparts of the Building loan Agreement, the Loan Agreement and the Pledge Agreement,
and such closing certificates, opinions and related documents as are required by bond counsel.
Upon c'eliverh of the No-e and the above items to the Construction lender, the Con-
struction Lender shall, on behalf of the City, disburse to the Borrower the proceeds of the
Note in accordance with the Building Loan Agreement, and the proceeds so disbursed shall be
deed to have been disbursed for the benefit of the City. The Construction Lender or the
Borrower shall provide the City with a full accounting of all funds so disbursed.
Section 6. Limitation of the Ciyy' s Obligations. Notwithstanding anything contained in the
Note, the Building loan Agreement, the loan Agreement, the Pledge Agreement, or any other
documents referred to in Section 3.3, the Note shall not be payable from nor charged upon any
funds of the City other than the revenue under the loan Agreement pledged to the payment thereof,
nor shall the City be subject to any liability thereon. No Holder or Holders of the Note shall
ever have the right to compel any exercise of the taxing pacer of the City to pay the Note or the
interest thereon, nor to enforce pa-ment thereof against any property of the City except the
Project, or portions thereof, mortgaged or otherwise encumbered by the Mortgage. The Note shall
not constitute a charge, lien, or enambrare, legal or equitable, upon any property of the
City, except the Project, or portions thereof, mortgaged or otherwise ecuthered by the Ibrtgage.
The Note, including interest thereon, is payable solely from the revenue under the Loan Agreement
pledged to the payment thereon. The Note shall not constitute a debt of the City within the
meaning of any constitutiaal, statutory or charter limitation. However, nothing contained in
this Section 6 shall impair the rights of the Holder or Holders of the Note to enforce covenants
made for the security thereof as provided under the provisions of Minnesota Statutes, Section
474.11.
Adopted by the Coital this 23rd day of October, 1979.
Published: October 29, 1979
Attest:, A.--'t,,.r-C< -
City CLetk
Mayor
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